Category: Memoranda of Law

Objective summaries of substantive California law.

Forfeiture, Waiver, and Estoppel

To download this article, click below Forfeiture Waiver Estoppel.doc Forfeiture Waiver Estoppel.wpd Forfeiture, Waiver, Estoppel.pdf Introduction An insurer may lose contractual rights it holds...

The Cumis Protocol

To download this post for free, click immediately below. Cumis Protocol.doc Cumis Protocol.wpd Introduction California law is clear. A reservation of rights is a...

Model Conflict of Interest Disclosure Letter

An Exemplar of a Proper Cumis Investigation, Analysis, Written Disclosure, and Request for Informed Written Consent “Find and Replace” terms with “&_&” Letterhead Date...

Collusion: A Limited Defense

Introduction Collusion is much misunderstood. The courts know collusion when they see it, but have difficulty defining it and difficulty consistently applying its precepts....
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