(a) Every insurer shall disclose to a first party claimant or beneficiary, all benefits, coverage, time limits or other provisions of any insurance policy...
(a) Every licensee’s claim files … shall contain all documents, notes and work papers (including copies of all correspondence) which reasonably pertain to each...
As used in these regulations: (b) “Calendar days” means each and every day including Saturdays, Sundays, Federal and California State Holidays, but if the...
(a) Section 790.03(h) of the California Insurance Code enumerates sixteen claims settlement practices which, when either knowingly committed on a single occasion, or performed...
When a policyholder screams “Help,” the liability insurer must answer succinctly with a simple “yes,” “no,” or “maybe.” Upon receiving notice of a claim...
Introduction When a defendant’s liability insurer denies coverage to its policyholder, its decision usually influences the ensuing relationships among the participants in the plaintiff’s...
Introduction In Miller v. Elite, California adopted a rule that an “insurer’s unconditional defense of an action brought against its insured constitutes a waiver...