Category: Memoranda of Law

Objective summaries of substantive California law.

Section 2695.2. Definitions

As used in these regulations: (b) “Calendar days” means each and every day including Saturdays, Sundays, Federal and California State Holidays, but if the...

Section 2695.1. Preamble

(a) Section 790.03(h) of the California Insurance Code enumerates sixteen claims settlement practices which, when either knowingly committed on a single occasion, or performed...

Ins. Code § 790.03

Insurance Code §790 The following are hereby defined as unfair methods of competition and unfair and deceptive acts or practices in the business of...

Insurer Decisions – Yes, No, Maybe

When a policyholder screams “Help,” the liability insurer must answer succinctly with a simple “yes,” “no,” or “maybe.” Upon receiving notice of a claim...

Insurer Silence May Concede Full Coverage

Introduction In Miller v. Elite, California adopted a rule that an “insurer’s unconditional defense of an action brought against its insured constitutes a waiver...
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