collateral estoppel

An equitable doctrine by which a person who leads a victim to believe a particular thing is true and causes the victim to act upon such belief to his/her detriment may not contradict of the particular thing. An insurer may be equitably estopped to deny that coverage exists where the insurer’s conduct caused the policyholder to have a reasonable belief that the insurer provides coverage and detrimentally relied on such conduct.

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